The property insurance policy provides all-risk property coverage for direct physical loss or damage to real and personal property of operational facilities and, under a builder’s risk policy, for the construction and testing of new facilities and upgrading existing facilities.

Property products, operational and construction policies available for alternative energy facilities.

Worldwide coverage available for AEGIS members based in the U.S. and Canada.

AEGIS’s capacity is US $200 million for operational and construction risks plus additional capacity that may be available from our expanded property consortium. Full US limit available and non-cancelable for construction projects up to five years. Periods longer than five years also available for specific projects.

Property program credits available for eligible policyholders.

Time element coverages are available for operational facilities as well as for those under construction.

All-risk for real and personal property, including:

  • Machinery breakdown
  • Contingent business interruption
  • Earthquake, flood and windstorm
  • Contingent extra expense
  • Property in the course of construction
  • Utility interruption
  • Demolition and increased
  • Delay in start-up cost of construction
  • Expediting expense
  • Business interruption
  • Inland transit
  • Extra expense
  • Debris removal
  • Hot testing
  • Automatic coverage for newly acquired property (up to 90 days)
  • Pollution cleanup and removal
  • Coverage is provided on a replacement cost basis
  • Actual loss sustained for business interruption

Coverages may vary by policy. Sublimits may apply.

For US members, AEGIS policies will be issued on a surplus line basis. For Canadian members, AEGIS policies will be issued on a Canadian licensed basis.

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