Premium Credit Programs

Members who renew their policies with AEGIS are eligible for continuity or premium credits that help lower the long-term cost of risk which is one of the many benefits that distinguish AEGIS from the commercial market.  AEGIS has declared more than $1.34 billion in continuity and premium credits over the life of these programs.

The credit program includes policies written for Excess Liability, D&O, Property, Cyber, Workers Compensation, Generation Outage, and Additional Property.  An additional credit – the Member Loyalty Credit – is paid to members who purchase four or five of these seven AEGIS coverages in a given year.  The Member Loyalty Credit for four products is equal to 20% of the sum of all products’ continuity and premium credits and for five products the credit is 30%.  The Member Loyalty Credit is paid in the form of a check.  The credits for individual lines of business are paid in the form of a credit against future premiums.  A credit program is also available for eligible policyholders who purchase coverage written by AEGIS London.

Loyalty is the cornerstone of our mutual relationship and we are pleased to recognize and reward our members’ loyalty with these programs.