Underwriting
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We write each risk on an individual basis to help ensure each member has the coverage they need at a fair price that accurately reflects the risk. This approach helps maintain the long-term availability of the coverage as well as our ability to pay claims fairly and efficiently.

We’ve provided stable capacity every year for more than 35 years regardless of insurance market cycles or energy industry challenges.

We develop and adapt our products in response to the changing risks faced by our members.

We underwrite each risk individually – tailoring coverage to the unique profile of each member company.

We stand by our core members in times of coverage “crises” when other carriers withdraw to safer, more profitable sectors.

Our service quality sets the standard for the industry.

Our technical knowledge of utility and energy risk cannot be matched.