As you know, we have planned to place our Professional Liability coverage under our Excess Liability policy at the same time as the imposition of the new policy aggregate. A number of you have expressed concern about the way this will impact the higher layers in this traditionally independent line of coverage. After much consideration and analysis we are pleased to tell you that even though this coverage will still be offered only as part of our Excess Liability program, we will set the Professional Liability coverage apart with a separate aggregate—similar to our treatment of the EPLI and Pollution coverages. We hope this will help you maintain seamless coverage through your excess layers. As previously discussed, the general aggregate limit will go into effect on policies renewing on and after January 1, 2011.