The Dodd-Frank Act contained two particularly positive benefits for AEGIS. It eliminated regulatory inefficiencies associated with surplus lines insurance which now makes it possible for AEGIS to conduct business as a surplus lines insurer in all 50 states. This relieves the burden on risk managers to search for coverage in the admitted market before placing coverage with AEGIS. The bill also greatly simplifies the collection of premium taxes on non-admitted insurance. Please contact your underwriter or our Counsel if you have any questions about the potential impact on your relationship with AEGIS.