1. Acceptance of Terms
By registering on our site, you consent to our processing of your personal data, and you warrant that all information provided by you is accurate and complete.
3. Member Account, Password, and Security
4. Special Guidelines for International Use
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content. You agree to comply with all applicable laws regarding the exportation of technical data from the United States or the country in which you reside.
5. Viruses, Hacking and other Offenses
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack.
By breaching this provision, you may be committing a criminal offense. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.
6. No Resale of the Service
Except as expressly authorized by AEGIS, you agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service or access to it.
7. General Practices Regarding Use and Storage
You acknowledge that AEGIS may establish general practices and limits concerning use of the Service, including limiting the maximum disk space that will be allotted on our servers on your behalf; and limiting the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that AEGIS has no responsibility or liability for the deletion or failure to store any messages and other communications or other content maintained or transmitted by the Service. You acknowledge that AEGIS reserves the right to terminate accounts that are inactive for an extended period of time. You further acknowledge that AEGIS reserves the right to change these general practices and limits at any time without notice.
8. Modifications to the Service
AEGIS reserves the right to suspend, modify or discontinue the Service, temporarily or permanently, at any time without notice. You agree that AEGIS is not liable to you or to any third party for modifying, suspending or discontinuing the Service or any part of it. Any of the material on our site may be modified or corrected at any time, but we are under no obligation to consistently maintain updates of such material.
You agree that AEGIS may terminate your password, account or use of any part of the Service, and remove and discard any content, for any reason. This may occur at any time without prior notice. Further, you agree that AEGIS shall not be liable to you or any third party for any termination of your access to the Service.
AEGISlink.com or third parties may provide links to other World Wide Web sites or resources. AEGIS has no control over these sites and is not responsible for their availability, content, advertising, products, or other materials on or available from them, or any loss or damage that may arise from your use of them.
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you. Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.
11. Proprietary Rights
You acknowledge and agree that this website, the material published on it, the Service and any necessary software used to provide such Service contain proprietary and confidential information that is protected by intellectual property and other laws. Those rights are owned or licensed by AEGIS, and all such rights are reserved. You further acknowledge and agree that this website, and the material and content presented to you through the Service is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by AEGIS, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or its software or to use any trademarks that appear on this website.
12. Disclaimer of Warranties
YOU EXPRESSLY UNDERSTAND AND AGREE THAT AEGIS DOES NOT GUARANTEE THAT THE INFORMATION AND SERVICES PROVIDED THROUGH THE SERVICE WILL BE ACCURATE OR TIMELY. AEGIS RESERVES THE RIGHT BUT IS NOT OBLIGATED TO MAKE CHANGES AND CORRECTIONS AT ANY TIME, WITHOUT NOTICE.
YOU FURTHER EXPRESSLY UNDERSTAND AND AGREE THAT:
a. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS AND IS NOT INTENDED TO AMOUNT TO ADVICE ON WHICH RELIANCE SHOULD BE PLACED. AEGIS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND REGARDING THE SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
b. AEGIS MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS OR (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.
c. YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN ORDER FOR THE SERVICE, INCLUDING FUTURE SERVICES AVAILABLE FROM AEGISlink.com, TO PERFORM TO YOUR SATISFACTION, OR AT ALL, YOU ARE SOLELY RESPONSIBLE FOR THE APPROPRIATE HARDWARE, SOFTWARE OR OTHER TECHNOLOGY REQUIRED TO ACCESS THE SERVICE. AEGIS WILL NOT BE RESPONSIBLE FOR ANY SERVICE DIFFICULTIES RESULTING FROM YOUR FAILURE TO POSSESS TECHNOLOGY ADEQUATE TO USE THE SERVICE TO YOUR SATISFACTION.
d. AEGIS IS NOT RESPONSIBLE OR LIABLE FOR ANY INFECTIONS OR CONTAMINATION OF YOUR SYSTEM OR DELAYS, INACCURACIES, ERRORS, OR OMISSIONS ARISING OUT OF YOUR USE OF THIS SITE OR WITH RESPECT TO THE MATERIAL CONTAINED ON THIS SITE. THIS SITE AND ALL MATERIALS CONTAINED ON IT ARE DISTRIBUTED AND TRANSMITTED "AS IS" WITHOUT WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE ENTIRE RISK AS TO THE QUALITY, ACCURACY, ADEQUACY, COMPLETENESS, CORRECTNESS AND VALIDITY OF ANY MATERIAL RESTS WITH YOU. AEGIS IS NOT RESPONSIBLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS CONTAINED ON THIS SITE WHETHER THE MATERIAL IS PROVIDED OR OTHERWISE SUPPLIED BY AEGIS OR ANYONE ELSE. NOTWITHSTANDING THE FOREGOING, IN NO EVENT SHALL AEGIS' TOTAL LIABILITY TO YOU FOR ANY AND ALL CLAIMS, DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, SPECIFICALLY FOR ACCESSING THIS SITE.
e. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM AEGISlink.com, ANY PROFESSIONAL SERVICES OR OTHER PROVIDER WHOSE NAME OR OTHER CONTACT INFORMATION IS PROVIDED THROUGH THE SERVICE, OR ANY OTHER INFORMATION OR MATERIAL PROVIDED THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.
THE LIMITATION OF LIABILITY PROVISIONS CONTAINED IN THIS PARAGRAPH 13 SHALL NOT APPLY TO THE EXTENT PROHIBITED BY LAW AND SHALL NOT APPLY TO LIMIT ANY DIRECT COMPENSATORY DAMAGES OR LOSSES DUE TO THE NEGLIGENCE OF AEGIS IN CONNECTION WITH PROVIDING THE SERVICE, INCLUDING PROCESSING APPLICATIONS AND RECEIVING CLAIMS NOTICES.
13. Limitation of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT AEGIS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF AEGIS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE OR FOR OMISSIONS OR INACCURACIES IN THE SERVICE, (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE, (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE, OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.
AEGIS WILL NOT BE LIABLE FOR ANY LOSS THAT RESULTS FROM A CAUSE OVER WHICH AEGIS DOES NOT HAVE DIRECT CONTROL. SUCH CAUSES INCLUDE, BUT ARE NOT LIMITED TO: (i) THE FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATION LINES, (ii) TELEPHONE OR OTHER INTERCONNECT PROBLEMS, (iii) BUGS, ERRORS, CONFIGURATION PROBLEMS OR THE INCOMPATIBILITY OF COMPUTER HARDWARE OR SOFTWARE, (iv) THE FAILURE OR UNAVAILABILITY OF INTERNET ACCESS, (v) PROBLEMS WITH INTERNET SERVICE PROVIDERS OR OTHER EQUIPMENT OR SERVICES RELATING TO YOUR COMPUTER OR NETWORK, (vi) PROBLEMS WITH INTERMEDIATE COMPUTER OR COMMUNICATIONS NETWORKS OR FACILITIES, (vii) PROBLEMS WITH DATA TRANSMISSION FACILITIES OR YOUR TELEPHONE, CABLE OR WIRELESS SERVICE, OR (viii) UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, SEVERE WEATHER, EARTHQUAKES, OTHER NATURAL DISASTERS OR LABOR DISPUTES. AEGIS IS ALSO NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER, SOFTWARE, MODEM, TELEPHONE, WIRELESS DEVICE OR OTHER PROPERTY RESULTING IN ANY WAY FROM YOUR USE OF THE SERVICE.
YOU UNDERSTAND AND AGREE THAT AEGIS' WILLINGNESS TO PROVIDE THE SERVICE ON THE TERMS AND CONDITIONS PROVIDED HEREIN IS CONDITIONED UPON THIS LIMITATION OF LIABILITY AND THEREFORE SUCH LIMITATION ALLOWS AN EXPLICIT BENEFIT TO YOU, NAMELY THE PROVISION OF THESE SERVICES UPON THE BASIS DESCRIBED HEREIN.
THIS PARAGRAPH 14 SHALL NOT APPLY TO THE EXTENT PROHIBITED BY LAW AND SHALL NOT APPLY TO LIMIT ANY DIRECT COMPENSATORY DAMAGES OR LOSSES DUE TO THE NEGLIGENCE OF AEGIS IN CONNECTION WITH PROVIDING THE SERVICE, INCLUDING PROCESSING APPLICATIONS AND RECEIVING CLAIMS NOTICES.
14. Exclusions and Limitations
THE ABOVE EXCLUSIONS SHALL NOT APPLY TO THE EXTENT PROHIBITED BY LAW.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES, OR FOR FRAUD OR FRAUDULENT MISREPRESENTATION. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
You agree to indemnify and hold each of AEGIS, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service, the violation of these terms by you, or the infringement by you, or any other user of your account, of any intellectual property or other right of any person or entity except to the extent caused by the negligence or wrongful act or omission of AEGIS.
16. Special Admonition for Services Relating to Financial Matters
If you intend to create or join any service, receive or request any news or other information from the Service concerning companies, stock quotes, investments or securities, please read the above sections again. Remember, "Let the investor beware." Our Service is provided for informational purposes only, and no content included in the Service is intended for trading or investing purposes. AEGIS shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted via the Service, and shall not be responsible or liable for any trading or investment decisions made based on such information.
18. Trademark Information
AEGIS is a registered trademark of Associated Electric & Gas Insurance Services Limited in the US and the UK. AEGISLINK is a registered trademark of Associated Electric & Gas Insurance Services Limited in the US and in the E.U. AEGISlink.com, www.AEGISlink.com, the AEGISlink.com logo and various other trademarks and service marks that appear on this web site are owned by Associated Electric & Gas Insurance Services Limited or by other trademark owners and, whether registered or unregistered, may not be used without the prior written permission of Associated Electric & Gas Insurance Services Limited.
19. Copyrights and Copyright Agents
The material and works published on our site are protected by copyright laws and treaties around the world.
AEGISlink.com respects the intellectual property of others, and we ask our users to do the same. If you believe that material appearing on or posted to our site infringes your copyright rights, please provide AEGIS the following information:
a. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
b. A description of the copyrighted work that you claim has been infringed;
c. A description of where the material that you claim is infringing is located on the site;
d. Your address, telephone number, and e-mail address;
e. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
f. A statement by you made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
A notice of claim of copyright infringement should be sent to:
Mary Ellen Lenahan
Vice President, Legal Division
AEGIS Insurance Services, Inc.
1 Meadowlands Plaza
East Rutherford, NJ 07073
Phone: (201) 508 2756
21. General Information
22. Questions and Concerns
Lead Web Engineer, 3rd Floor
AEGIS Insurance Services, Inc.
1 Meadowlands Plaza
East Rutherford, NJ 07073