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Following Form Excess Liability

This excess liability product is intended to help AEGIS members enhance their excess liability programs. Written by AEGIS London, the coverage is available to AEGIS members only. Coverage features include:

  • Following form coverage*
  • Excess of EIM
  • Competitively priced
  • Responsive to specific needs of AEGIS member companies

The maximum policy limit available is US $50 million each occurrence and in the annual aggregate all coverages combined. The minimum attachment point, excess of AEGIS and EIM, is US $85 million.

Like the underlying AEGIS policy, coverage is written on a claims-first-made basis. The coverage is triggered whenever a claim is made against the insured or notice of circumstance is given to AEGIS London, whichever is earlier.

AEGIS London is willing to endorse this policy to provide a variety of coverage extensions for an additional premium, including employment practices liability.

* The policy follows the terms and conditions of the underlying AEGIS excess liability policy with only a few differences. These include:

  • Absolute exclusion of losses arising from existence of or exposure to asbestos.
  • Annual aggregate policy limit.
  • Non-sudden pollution and non-certified terrorism coverage is subject to a US $100 million aggregate limit applicable collectively to all following-form AEGIS excess liability policies issued during any one calendar year.
  • Exclusion for war.
  • Absolute nuclear exclusion.
For more information about the following-form AEGIS excess liability product, please contact:
David Croom-Johnson, Chris Terry or Jeremy Smart
011.44.207.265.2100 MAIN PHONE