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The excess liability policy is issued on an indemnity form and is specifically written to cover the liability exposures of AEGIS members, including but not limited to bodily injury, property damage and personal injury arising out of the following hazards:

• Worldwide premises and operations
• Products and completed operations
• Pollution
• Automobile
• Employer's liability
• Care, custody and control, added by endorsement
• Failure to supply
• Joint venture
• Mutual assistance, added by endorsement
• Incidental medical malpractice
• Employment practices liability, added by endorsement

Coverage is available for energy-related construction projects as well, including alternative energy facilities.

The maximum policy limit available is US $35 million each occurrence in excess of underlying insurance or a self-insured retention. Certain coverages are subject to aggregate limits.

The minimum self-insured retention is US $200,000 each occurrence. Underlying limits aggregate protection is available.

Coverage is written:

• On a claims-first-made basis in the US.
• On a claims-first-made or occurrence basis in Canada.
• On an occurrence basis for construction risks in the US and Canada.

For US members, AEGIS policies will be issued on a surplus line basis. For Canadian members, AEGIS policies will be issued on a Canadian licensed basis through AEGIS Canada^TM.